Savings for ones future is definitely a good idea particularly as state pension is hardly going to be enough to maintain a good lifestyle. Pension is a form of saving with significant tax advantages and with people in general living longer one needs to make sure there are sufficient savings in back ground to fall back on. Reviewing existing pensions is I believe important and a review service is available subject to appropriate fees to cover the time and work involved. It is not a good idea to leave things till one is close to retirement as often some old style pensions have excessive charging structures compared to modern contracts and a change can in certain cases can be advantageous – a review can highlight this at an early stage.
In the area of pension planning, I can help set up new pension funds and look to improve the performance of existing pension plans where applicable. I often find many clients are invested in unsuitable funds compared to current market and economic conditions and a review often brings this to your attention. Consolidation of existing plans taking into account ones attitude to risk and timescale to retirement can be appropriate in certain cases
